My quotes have been real high actually, what company do you go through? everyone that i have tried hasnt been able to pull what the vehicle is...i have a vin, i work at my local ford dealerThey will input the VIN into their system and what comes out of it is how they rate it. Traveler's knew it was a 2013 Ford Focus ST and I got a quote. For me, male, 24, great driving record, with $1000 deductible on comprehensive/collision is about $900 for the year. My current 2000 Mercury Mystique is $460 a year without collision.
Doesn't seem too bad to me.
That could be the case and if so, I may be in for a rude awakening once the system is updated...hold on to your hats everyone.I'm insured through Travelers with my F-150. They told me last week that the "symbols", which is they way Travelers rates cars, were not available yet. Your broker probably gave you a quote based on a 2012 regular Focus. I went through the same thing when I took delivery of my 2012 Focus in April of 2011. Even with a VIN, they still needed the symbols.
I am paying 579 a year on a 2012 Focus Titanium with a 500 dollar deductible I'd expect the ST to be more if HP is a factor in the rate.I'll get dinged heavily because where I live is inexplicably considered "high risk" for comprehensive and collision. I'm expecting about $2K a year with a $1,000 deductible. But maybe not. I'm an AARP member after all, and we're supposed to be low risk
You guys might want to check out 21st Century. Their prices were way lower* than Geico, Progressive, State Farm, Allstate, Farmers and AAA. No I don't work for them.
*IF you have a clean driving record. Otherwise, I think Progressive might be cheaper.
Believe it or not, talking with my insurance agent a few times, Your actual premium nowadays has less to do with the car's power, and more to do with your age and location, and the cars safety and security features. Only time will truly tell though
Don't even get me STARTED. The AARP (and free time to vote) is the reason that the second most dangerous group of drivers on the road doesn't get even a small percentage of the scrutiny and punitive sentencing that the most dangerous group does. At 65, you ain't a problem. At 85, there damn well better be a prison cell waiting for you if you kill someone with reckless driving like there would be if you're 19 or 20. But it doesn't go down that way since the AARP keeps the scum-sucking ticks in office.I'll get dinged heavily because where I live is inexplicably considered "high risk" for comprehensive and collision. I'm expecting about $2K a year with a $1,000 deductible. But maybe not. I'm an AARP member after all, and we're supposed to be low risk