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With X plan pricing now available, there's been a lot of confusion. To clarify some of the misinformation out about dealer doc fees, I got this directly from Ford's partner website:
Seems fairly clear that almost no matter what your state's laws might say, you the customer should pay no more than $100 for doc fees. Don't let dealers try to snow you!fordpartner.com said:Document Fees
Dealers will be permitted to assess up to $100 in documentary fees on each delivery to an eligible purchaser under the terms of the Plan, unless otherwise provided by state or local laws or regulation. Each dealer is responsible for complying with applicable laws or regulations.
Unless otherwise provided by state or local laws or regulation: In states where dealers are not permitted to charge as much as $100 for doc fees, dealers would be capped at the lesser amount as provided by the state. In states that permitted more than $100, dealers would be permitted to charge the Plan customer $100. In states that permitted more than $100 and also required that all customers be charged the same amount, dealers may charge the Plan customer $100 and indicate any additional fees have been paid by Ford Motor Company as part of the AXZD-Plan Program dealer reimbursement on the buyer's order.
Doc Fee Charges should be detailed on the AXZD Plan Pricing Agreement located in number 4.